If you are have an account with State Bank of India, HDFC Bank or Axis Bank you will have to pay higher charges for using ATM more than five times a month.
You can always prepay the loan and/or switch to another financier
An emergency fund, as the name suggests, is one in which you have three months to six months' salary.
Cost is not the only factor that one should look at. It's best to keep investment and insurance apart
Ask about the fund house's other schemes and how these have performed over time.
It will allow more transparency in policies and flexibility in premium payment, besides improving processing of claims.
Tendering the shares in an open offer will lead to higher taxation.
Over the past four quarters, the Sensex companies' earnings trajectory has improved sharply because of a weak rupee.
These stocks are overvalued and, therefore, one should not adopt a buy and hold strategy.
Many are now cheaper after stock splits. But look at key parameters
The sector needs to move away from such concepts.
The shortest duration for which one can buy travel insurance is seven days.
The category average return of mid-and-small-cap funds is 95 per cent.
HDFC, the pioneer, ICICI, the game-changer, and SBI, the original teaser, turned the market on its head.
An analysis of the National Housing Bank's Residex shows from 2007 to now, almost all tier-II cities have seen their residential property prices appreciate by 45-120 per cent.
It is a toss-up between liquidity and higher returns; if the tenure is more than three years, FMPs score.
Most policies have a 30-90 days waiting period, during which you will not be able to claim any hospitalisation expense, except in case of accidents.
If not, an assessee might be charged interest for not paying TDS on time.
The interest rate on FDs hasn't changed much over the years.
Now insurance companies will train agents not only to get new business but retain existing customers.
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